Legal Disclosures

This page contains important legal disclosures and regulatory compliance information that govern your use of BackersHub's services.

1. General Disclaimers

1.1 Not Financial Advice

The content on BackersHub is for informational and educational purposes only. We are not:

• Financial advisors or investment professionals
• Securities brokers or dealers
• Registered investment advisors
• Legal or tax professionals

1.2 No Investment Recommendations

Our reviews and analysis do not constitute:

• Investment advice or recommendations
• Endorsements of specific campaigns
• Guarantees of returns or success
• Financial planning guidance

1.3 Risk Disclosure

Crowdfunding investments carry significant risks, including:

• Total loss of invested capital
• Delays or failure of project delivery
• Lack of liquidity or ability to sell
• Limited regulatory oversight
• Potential fraud or misrepresentation

2. Regulatory Compliance Disclosures

2.1 United States

For US users, we comply with:

• Securities Act of 1933: We do not offer or sell securities
• Securities Exchange Act of 1934: We are not a registered exchange
• Investment Advisers Act of 1940: We are not registered investment advisers
• JOBS Act: We do not facilitate equity crowdfunding
• Federal Trade Commission Act: We maintain truth in advertising standards

2.2 European Union

For EU users, we comply with:

• Markets in Financial Instruments Directive (MiFID II): We do not provide investment services
• Prospectus Regulation: We do not publish investment prospectuses
• Alternative Investment Fund Managers Directive (AIFMD): We do not manage investment funds
• E-commerce Directive: We provide information services only

2.3 United Kingdom

For UK users, we comply with:

• Financial Services and Markets Act 2000: We are not authorized financial services providers
• Consumer Rights Act 2015: We provide clear information about our services
• Consumer Protection from Unfair Trading Regulations: We maintain fair business practices

2.4 Canada

For Canadian users, we comply with:

• Securities Act (provincial): We do not trade in securities
• Competition Act: We maintain fair competition practices
• Consumer Protection Acts: We provide consumer protection information

2.5 Australia

For Australian users, we comply with:

• Corporations Act 2001: We do not provide financial services
• Australian Consumer Law: We maintain consumer protection standards
• Privacy Act 1988: We protect personal information

3. Content and Review Disclosures

3.1 Review Methodology

Our reviews are based on:

• Publicly available campaign information
• Creator communications and updates
• Community feedback and discussions
• Our analysis of campaign viability
• Historical crowdfunding data

3.2 Bias and Objectivity

We strive to maintain objectivity by:

• Disclosing any potential conflicts of interest
• Using consistent evaluation criteria
• Providing balanced pros and cons
• Separating facts from opinions
• Maintaining editorial independence

3.3 Content Updates

Campaign information may change over time. We:

• Update reviews when significant changes occur
• Note the date of last review
• Encourage users to verify current information
• Provide links to official campaign pages

4. Affiliate and Partnership Disclosures

4.1 No Affiliate Relationships

We currently have no affiliate relationships with:

• Crowdfunding platforms (Kickstarter, Indiegogo, etc.)
• Campaign creators or companies
• Financial services providers
• Investment platforms

4.2 Future Disclosure Requirements

If we establish affiliate relationships in the future, we will:

• Clearly disclose all relationships
• Mark affiliate content appropriately
• Maintain editorial independence
• Comply with FTC and international disclosure requirements

5. Data and Privacy Disclosures

5.1 Data Collection

We collect and process data in accordance with:

• Our Privacy Policy
• Applicable data protection laws
• User consent and preferences
• Legitimate business interests

5.2 Third-Party Services

We may use third-party services for:

• Website analytics and performance
• Email delivery and management
• Content delivery and hosting
• Security and fraud prevention

6. International User Disclosures

6.1 Jurisdictional Compliance

Users from different jurisdictions should be aware of:

• Local crowdfunding regulations
• Investment restrictions and requirements
• Tax implications of crowdfunding
• Consumer protection laws
• Data protection requirements

6.2 Cross-Border Considerations

International users should consider:

• Currency exchange rates and fees
• International shipping and customs
• Local warranty and consumer rights
• Cross-border dispute resolution

7. Intellectual Property Disclosures

7.1 Our Content

All content on BackersHub is protected by:

• Copyright laws
• Trademark protections
• Intellectual property rights
• Fair use provisions

7.2 Third-Party Content

We respect third-party intellectual property and:

• Use content under fair use or with permission
• Provide proper attribution when required
• Remove content upon valid takedown requests
• Maintain DMCA and international takedown procedures

8. Legal Jurisdiction and Enforcement

8.1 Governing Law

These disclosures are governed by the laws of [Your Jurisdiction], with consideration for:

• International treaties and agreements
• Cross-border enforcement mechanisms
• Applicable consumer protection laws
• Data protection regulations

8.2 Dispute Resolution

Disputes may be resolved through:

• Direct communication and resolution
• Mediation or arbitration
• Applicable court systems
• International dispute resolution mechanisms

9. Updates and Modifications

We may update these disclosures to reflect:

• Changes in applicable laws
• Updates to our services
• New regulatory requirements
• International compliance needs

10. Contact Information

For questions about these disclosures, contact us:

• Email: legal@backershub.com
• Address: [Your Business Address]
• Phone: [Your Phone Number]
• Legal Department: legal@backershub.com

11. Additional Resources

For more information about crowdfunding regulations, visit:

• Securities and Exchange Commission (SEC) - US
• Financial Conduct Authority (FCA) - UK
• European Securities and Markets Authority (ESMA) - EU
• Canadian Securities Administrators (CSA) - Canada
• Australian Securities and Investments Commission (ASIC) - Australia